All three TEK products are designed for HOA approval. The distinction is which profile your HOA recognizes: if your HOA expects shingles, Stone Coated Metal Roofing or Pro is the right product. If your HOA expects or requires a tile profile, Stone Coated Metal Tile is the right choice.

TEK provides a complete HOA documentation package for every project — product photographs formatted for board submission, specification sheets, color references, and a sample approval letter used successfully by TEK homeowners in HOA communities across the country. Your dealer will walk you through the submission process.

Yes. The foam insulation insert is standard on every TEK panel across all three product lines — shingle, Pro, and tile. It is not an upgrade, an option, or an additional layer installed separately.

The foam insert adds R-value to the roof system and absorbs rain impact sound before it can transmit into the roof structure. Both benefits apply equally to all three products.

Yes — and we recommend it. The best way to evaluate any roofing product is to see it in person on a home near yours. Your local TEK authorized dealer can typically identify nearby installed projects and, in many cases, connect you with homeowners willing to share their experience. Request a sample panel at the same time — the in-hand weight and surface quality of a TEK panel tell you things a photograph cannot.

No. All three TEK products — including Stone Coated Metal Tile — install on existing roof structures without structural reinforcement. TEK panels weigh 1.4 pounds per square foot. For comparison, real clay tile weighs 9 to 12 pounds per square foot and often requires structural engineering assessment and reinforcement before installation. Concrete tile weighs 6 to 9 pounds per square foot. TEK eliminates that requirement entirely — and the cost and disruption that come with it.