The Highest Level of Hail Protection Available
Class 4
140 MPH Sustained Winds — The Highest Rating
CAT-5
Maximum Fire Resistance
Class A
50+ YEAR LIFESPAN
Install once. Never replace again.
Stone Coated Metal Shingle Roofing
TEK's shingle profile replicates the dimensional texture and color depth of premium architectural asphalt using a stone granule coating applied over a 28-gauge steel core. From the street — and from the HOA review board — it's indistinguishable from the asphalt shingles it replaces. What's different is everything underneath: a foam insulation insert that adds R-value and silences rain noise, an interlocking system that achieves CAT-5 wind resistance, and a Class 4 hail impact rating that asphalt shingles rarely achieve. One installation. Fifty-plus years.
SEAMLESS PROTECTION
TEK Stone Coated Metal Shingle panels interlock on two sides, creating a weather barrier at the joints — concealing fasteners from wind uplift and reducing water infiltration points.
ENERGY EFFICIENCY
TEK Stone Coated Metal Shingle delivers energy performance through two mechanisms built into every panel. Every TEK shingle panel ships with a foam insulation insert and highly reflective to radiant heat — reducing roof-surface temperature and the thermal load on the home's cooling system.
INSURANCE SAVINGS
Upgrading to a Class 4 hail impact-rated roof can qualify homeowners for reduced premiums on their homeowner's insurance. Many homeowners find the annual savings meaningfully offset the cost difference between TEK and an asphalt replacement.
PRACTICAL INSTALLATION
TEK Stone Coated Metal Shingle panels are walkable, allowing safe access during installation and any future maintenance or inspection without risk of cracking or surface damage. The hidden fastener system creates a clean, consistent finish across the installed roof.
COASTAL PERFORMANCE
TEK Stone Coated Metal Shingle offers a weather-resistant, baked-on resin that fully encapsulates the metal panel before installation. This isn't a surface spray or post-production coating.
TEK Stone Coated Metal Shingle vs. Asphalt Shingles
Asphalt shingles are the default roofing choice for most American homes — not because they're the best option, but because for a long time they were the only option that looked right and sailed through HOA approval. Now there's a better one: the highest-quality shingle roof you can buy, built to protect your home and family for a lifetime.
Weatherwood
Metal Roofing Before & After
See the difference TEK's Encapsulating Coast Line Upgrade makes. The resin fully encapsulates the metal panel, creating an impenetrable barrier against salt air, chloride corrosion, and coastal moisture.
100%
Full Coverage
Metal encapsulation
60+
Coastal Environments
Year lifespan
CAT-5
Maintained Coastal
Wind rating
How TEK Stone Coated Metal Shingle Compares
Stone-coated steel sits in a different performance category from both asphalt shingles and standard standing seam metal. Here's how the numbers compare across the metrics that matter most over a 50-year ownership period.
| Feature | ✓ Stone Coated Steel TEK Industries | Asphalt Shingle | Standing Seam Metal | Composite | Stone Coated Steel | Tile |
|---|---|---|---|---|---|---|
| Lifespan | 50+ years | 15–20 years | 40–60 years | 30–50 years | 40–50 years | 30–50 years |
| Wind Resistance | CAT-5 Rated | 60–70 mph typical | 110–130 mph typical | 90–110 mph typical | 120–150 mph typical | 60–80 mph typical |
| Impact Rating | Class 4 | Class 1–2 | Class 3–4 (varies) | Class 2–3 | Class 4 | Class 1–2 |
| Fire Rating | Class A | Class A | Class A | Class A | Class A | Class A |
| Weight | 1.4 lbs/sq ft | 2.0–2.5 lbs/sq ft | 0.7–1.5 lbs/sq ft | 2.0–3.0 lbs/sq ft | 1.0–1.5 lbs/sq ft | 9–12 lbs/sq ft |
| Corrosion Resistant | Excellent (Coastal Upgrade) | Poor | Fair/Poor | Good | Good | Fair (glazed) / Poor (concrete) |
| Walkable | Yes | Limited | No — slippery | Limited | Limited | No — fragile |
| Foam Insulation Panel | Yes | No | No | No | No | No |
| Aesthetics | Shake, shingle, tile profiles | Flat / 3-tab look | Clean, modern standing seam | Varies — shake/slate look | Shake, shingle, tile profiles | Traditional tile look |
| HOA Friendly | Yes — mimics traditional styles | Yes | Sometimes — modern look | Yes | Yes — mimics traditional styles | Yes — traditional style |
TEK HURRICANE® Metal Shingle highlighted in red. Data sourced from manufacturer specifications and industry research. Standing seam wind and impact ratings vary by product and installation.
Find Your Region
TEK Stone Coated Metal Shingle on Real Homes
Every photo below is a real TEK installation. From the street, from a neighbor's driveway, from a drone — TEK Stone Coated Metal Shingle is indistinguishable from the premium asphalt shingles it replaces. Browse the gallery to see the range of colorways and residential contexts.
PROVEN QUALITY. PROVEN PROTECTION.
Homeowners are consistently blown away by the look and durability of our metal roofing products. Some homeowners describe utter fascination from their neighbors, insurance rates going down, and their HOA being pleased with the upgrade. TEK products deliver benefits that go far beyond the roof itself.
Sue and Paul, North Texas Homeowners
"Our before and after is remarkable. All of our neighbors have asked us what kind of roof we put on. They were so surprised and impressed when we told them it's a Hurricane stone-coated metal roof."
Tracey, South Texas Homeowner
"I've had people call and comment on how much better my home looks, and it certainly is pleasing to the members of our homeowners association."
Anne, Haslet, TX
"We know that this is the last roof we'll ever have to put on this home. Our insurance rates have come down. We are completely satisfied, and I know that anybody else that puts this roof on will be too."
THE HIGHEST LEVEL OF PROTECTION, IN EVERY CONDITION
Our patented design delivers the highest level of protection available in any climate in the country — so your home is covered in every condition. From everyday weather to hurricane-force wind, flying debris, and salty coastal air, TEK takes it all. Engineered with a Class 4 rating, homeowners in many coastal regions may enjoy discounted insurance premiums for impact resistance.
CLASS 4 RATED
Impact resistance
EXTREME WIND
140+ mph uplift protection
COASTAL PERFORMANCE
Salt spray defense
INSURANCE DISCOUNTS
Premium reduction potential
Stone Coated Metal Shingle - Questions Homeowners Ask
In almost every case, yes. TEK Stone Coated Metal Shingle is designed to be visually identical to premium architectural asphalt shingles — the same dimensional profile, the same color depth, the same surface texture. HOAs that restrict standing seam or corrugated metal roofing approve TEK consistently, because from the street it doesn't look like metal.
TEK provides a complete HOA documentation package for every project: product photographs formatted for board submission, specification sheets, color swatches, and a sample approval letter used successfully by TEK homeowners across the country. Your authorized dealer will walk you through the submission process. Our approval rate on first submission is above 95%.
The comparison is significant across every performance dimension. Standard asphalt shingles typically achieve Class 1 or Class 2 hail impact ratings and fail at 60–130 mph wind depending on the product. TEK Stone Coated Metal Shingle achieves Class 4 hail impact — the highest available — and CAT-5 wind resistance at 140+ mph. Asphalt shingles last 15–30 years before replacement. TEK is designed for 50+ years.
The cost comparison over time favors TEK significantly. A homeowner who installs asphalt at age 40 will likely replace it once or twice before selling. Each replacement costs $12,000–$20,000 or more. TEK installs once. Add potential insurance savings from the Class 4 hail impact rating and measurable energy savings from the foam insulation, and the total cost of ownership over 50 years is typically lower with TEK than with repeated asphalt replacements.
No. Every TEK Stone Coated Metal Shingle panel ships with a factory-bonded foam insulation backing — a closed-cell foam layer bonded to the underside at the factory, not installed separately. This backing absorbs rain impact energy at the panel level before it can transmit to the roof deck and into the structure below.
The foam insert combined with the dimensional stone-coated surface means rain impact is absorbed and scattered rather than transmitted. Homeowners who replace asphalt with TEK consistently report their new roof is as quiet or quieter during heavy rain. Ask your dealer for a sound demonstration, or watch our side-by-side rain audio comparison before you decide.
Many homeowners who upgrade to a Class 4 hail impact-rated roof qualify for a reduction in their homeowner's insurance premium. The Class 4 hail impact certification (UL 2218) is the specific credential that triggers discount programs with most carriers. In states including Texas, Oklahoma, Colorado, Kansas, and Nebraska, those reductions can range from 15% to 35% annually.
TEK dealers provide a complete insurance documentation package for every project — the UL 2218 Class 4 certification, product specification sheets, and the exact language your carrier needs to apply the discount. Ask your dealer to walk you through the programs available in your state when you request your quote.
No routine maintenance is required. Unlike asphalt shingles — which lose granules over time, develop algae and moss, and require periodic treatment — TEK Stone Coated Metal Shingle's 28-gauge steel core does not rot, warp, or degrade. The stone-coated surface does not fade or peel. The foam insulation insert does not compress or lose effectiveness over time.
In the rare event that a panel is damaged — by an extraordinary impact or installation error — individual panels can be replaced without disturbing the surrounding installation. TEK's limited lifetime warranty covers the product without a maintenance program requirement.
TEK Stone Coated Metal Shingle is available in Weatherwood, a versatile color designed to complement a wide range of traditional residential architecture. Its stone granule coating creates natural color variation and dimensional depth similar to premium architectural asphalt shingles, giving the roof a high-quality, traditional appearance from the street.
Request a free sample panel to evaluate the Weatherwood color and texture in person, in natural light, against your home’s existing exterior. Your dealer may also be able to provide a color visualization for your specific home, depending on availability in your market.
Ready to Replace Your Asphalt for the Last Time?
Connect with a local TEK authorized dealer for a free, no-obligation assessment. Your dealer will confirm which product and colorway is right for your home, prepare any HOA documentation you need, and walk you through the insurance discount documentation for your state.